The conversation around financial innovation often centers on apps, digital wallets, and automated underwriting. Less discussed, but just as important to millions of households, is …
Over-collateralisation can be problematic for the borrower and, by tying up more capital in an unproductive way, it’s certainly less efficient. Thus, the growing usage ...
Over-collateralisation can be problematic for the borrower and, by tying up more capital in an unproductive way, it’s certainly less efficient. Thus, the growing usage of uncollateralised loans, mostly through the Ethereum protocol.
So we knew people who had credit scoring backgrounds and who had learnt to build scoring models from scratch, and who could build machine learning models from scratch.
With the help from the FinTech sector, and more than 250 lending platforms worldwide, it is possible to ease the crisis and soften the financial challenges that this catastrophe has brought to the table.
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