DAVOS, SWITZERLAND and DALLAS, TX (January 23, 2026) BankSocial® today announced Remint™, a payments orchestration platform designed to unify real-time payments, cross-border rails, and emerging payment networks into a single experience that is core-connected and embeddable in most digital banking apps.
The announcement is being made in connection with BankSocial®’s private reveal of Remint™ in Davos to a group of international banks, cooperatives, and investment groups, showcasing how community-first financial institutions can modernize money movement without stitching together multiple vendors and fragmented user experiences.
Remint™ enables financial institutions to orchestrate multiple payment types through one unified platform, including real-time rails, international rails, and next-generation settlement options, with configurable controls that align to each institution’s risk posture and operating model.
Remint™ orchestrates payments across the rails institutions actually use, including FedNow and RTP for real-time account-to-account payments, ACH and wires for traditional coverage, and cross-border rails such as SWIFT and key regional networks including SEPA, PIX, and SPEI (based on corridor and partner configuration). Remint™ also supports stablecoin and tokenized deposit settlement options where enabled by an institution’s compliance framework and program design.
“Community financial institutions should not have to stitch together five vendors and three user experiences to deliver modern money movement,” said John Wingate, CEO of BankSocial®. “Remint™ is the orchestration layer that brings it all together, and Secura® is the trust layer that makes it safe.”
Built for the Agent Economy with x402 Support
As commerce shifts toward APIs, AI agents, and machine-to-machine transactions, Remint™ is built for agentic payments and supports the x402 “Payment Required” standard, enabling programmatic payments directly in the request-response flow. This creates a practical path for new models like pay-per-call APIs, autonomous service purchases, smart contract-driven payments and settlement, and AI-native commerce without traditional checkout friction.
The Perfect Complement to Prospera™: From Wealth to Spend, Inside Digital Banking
Remint™ is designed to complement BankSocial®’s broader platform, including Prospera™, creating a unified “wealth to spend” experience inside digital banking.
Imagine a father paying for ice cream for his kids with Apple stock, all from their digital banking app. Behind the scenes, the experience can intelligently route the transaction, convert value as needed, and complete payment through the institution’s configured rails. With ONE user action.- (Specific flows depend on program design, partner integrations, and applicable regulatory and compliance requirements.)
Secura®: The Security and Fraud-Resilient Foundation for Remint™
Every modern payments platform needs more than rails. It needs resilience.
Remint™ is strengthened by Secura®, BankSocial®’s security and wallet infrastructure layer, designed to support:
- real-time fraud prevention signals and transaction screening
- configurable controls, limits, and policy enforcement by rail and member type
- hardened custody and key management options where applicable
- safer orchestration of new rails, including digital assets and tokenized value movement
Secura® helps institutions deliver modern payments without inheriting modern chaos.
API-First Integration and Rapid Deployment Options
Remint™ is API-first, giving institutions and partners the tooling they need to embed quickly and control deeply, including integration patterns that support core connectivity, orchestration logic, configurable fees, limits, and routing policies.
For institutions that want to move even faster, Remint™ also includes a prebuilt, white-label experience that is fully customizable for branding, workflows, permissions, and product configuration, enabling rapid deployments without sacrificing flexibility. Institutions can choose the approach that fits their strategy: deploy white-label, integrate via APIs, or use both to accelerate time-to-market while keeping long-term control.
Availability
Remint™ is available to financial institutions through BankSocial®. To request a demo or explore partnership options, visit:
See Also:
Credit Union of Texas Teams with BankSocial® to Break Crypto Myths | Disruption Banking
