Dallas, TX – November 2025 – Fivancial, Inc. d/b/a BankSocial™ today announced it has been officially recognized as a Jack Henry Plugin Provider, enabling credit unions and community financial institutions to seamlessly activate modern investing, real-time payments, and digital asset capabilities directly inside their existing Jack Henry digital banking experience.
As part of the Banno® Digital Toolkit ecosystem, BankSocial provides a unified orchestration and wallet infrastructure that allows financial institutions to deliver neo-bank-level speed, intelligence, and security without requiring a new app, member migration, or major operational disruption.
“Being named an official Jack Henry provider is a major milestone for BankSocial and the credit unions we serve,” said John Wingate, Founder & CEO of BankSocial. “Most institutions add one feature at a time. We’re giving them a unified layer where real-time payments, stocks, crypto, and fraud prevention all work together and all live inside the digital banking environment members already trust.”
A Unified Experience: Payments, Wealth, and Security—All in One Layer
Through this integration, BankSocial now enables participating institutions to activate:
● Real-time payments (send + receive) via BankSocial Payments Hub
● Investing in stocks, ETFs, IRAs, and digital assets via Prospera™
● Embedded crypto + tokenized asset support
● Member-to-member and P2P payments
● AI-powered fraud orchestration, including sender and recipient screening
● Future-forward wallet and tokenized deposit infrastructure
These capabilities are delivered through BankSocial’s API-driven orchestration layer and embedded wallet system, the same underlying architecture used to support the company’s first live FedNow® payment
BankSocial Completes First Live Instant Payment Using the FedNow® Service | Disruption Banking
“From day one, our vision has been simple: give community institutions the tools to compete and win in a digital-first world,” said Becky Reed, COO of BankSocial. “Jack Henry institutions now have a turnkey way to activate instant payments, modern investing, and advanced fraud intelligence—without changing the member experience.”
Built for Modernization, Security & Compliance
The BankSocial platform equips credit unions and banks with an integrated stack designed for the future of payments and wealth:
● AI-driven fraud detection: real-time scoring, behavioral analytics, device and biometric options
● Recipient and endpoint screening aligned with emerging FedNow® and industry best practices
● Blockchain analytics and wallet clustering to monitor stablecoin and digital-asset flows
● Freeze, seize, and recovery tools, supporting law enforcement and compliance workflows
● Dual-signature treasury management and business controls
This approach allows institutions to offer modern capabilities while maintaining a strong BSA/AML, fraud, and operational risk posture.
A Foundation for What Comes Next
BankSocial’s Jack Henry integration also accelerates the path toward future-ready financial infrastructure:
● Payments Hub & P2P – instant payments for members and businesses
● Prospera™ Wealth Platform – stocks, ETFs, digital assets, and advisory hand-offs
● Secura® – AI fraud intelligence and digital asset recovery
● Cooperative Liquidity Network (CLN) – real-time settlement and interoperability
“Credit unions shouldn’t be playing catch-up,” added Wingate. “This integration ensures they can lead with speed, safety, and intelligence, exactly what today’s members expect from a modern financial institution.”
See Also:
Credit Union of Texas Teams with BankSocial® to Break Crypto Myths | Disruption Banking
